Terms and Conditions

1. Introduction
Welcome to the website and mobile application of **Schebania FM** (“We”, “Our”, or “Us”). By accessing our website or using our mobile application, you agree to be bound by these terms and conditions of use. If you do not accept these terms, please refrain from using our services.

2. Use of Services
Our services are provided for the purposes of information, spiritual edification, and broadcasting Christian religious content. You agree to use our website and application respectfully and in compliance with applicable laws. Any misuse, including but not limited to the dissemination of offensive, racist, defamatory remarks, or any content contrary to Christian morality, is strictly prohibited.

3. Intellectual Property
All content on our website and application, such as texts, graphics, logos, images, videos, podcasts, and other materials, are the exclusive property of **Schebania FM** or are used with the permission of the rights holders. You may not copy, reproduce, distribute, or use this content for commercial purposes without our prior written consent.

4. Data Collection and Use
We collect and use certain personal data in accordance with our Privacy Policy, available [here]. By using our services, you consent to this data collection and use. We are committed to protecting your information in accordance with applicable laws.

5. User Content
If you submit comments, testimonials, or any other content on our website or application, you grant us a non-exclusive, free, worldwide license to use, reproduce, and distribute this content as part of our activities. You guarantee that you own or have the right to submit this content.

6. Liability
**Schebania FM** makes every effort to provide accurate and up-to-date information, but we do not guarantee the accuracy, completeness, or relevance of the information available on our website or application. We are not liable for any direct or indirect damages resulting from the use of our website, application, or the information disseminated.

7. Links to Third-Party Sites
Our website and application may contain links to third-party sites. We have no control over these sites and disclaim any responsibility for their content or privacy practices. Access to these sites is at your own risk.

8. Changes to the Terms and Conditions
We reserve the right to modify these terms and conditions at any time. Any changes will take effect upon their publication on our website and application. It is your responsibility to regularly check the terms and conditions to stay informed of updates.

9. Termination
We reserve the right to suspend or terminate your access to our services at any time and without notice, particularly in the event of non-compliance with these terms of use.

10. Applicable Law and Jurisdiction
These terms and conditions are governed by the laws of USA, and any dispute regarding their interpretation or application will be subject to the exclusive jurisdiction of the courts of Massachusetts.

11. Contact
For any questions regarding these terms and conditions, you can contact us at the following address: info@schebania.com .

Thank you for your understanding and cooperation. May God bless and guide you in using our services.